7:45am - 3:30pm
Monday to Friday
8:00am - 12:00noon

1592 225-1865

7:45am - 3:30pm
Monday to Friday
8:00am - 12:00noon

1592 225-1865

Trust Services

Hand in Hand Trust Corporation Inc. (HIHT)

In December 2002, HIH acquired 90% of the shareholding of GNCBT from the Government of Guyana. HIH viewed the acquisition of GNCBT as key move in pursuance of its corporate objective of providing a total package of financial services. It saw the acquisition of the shares of GNCBT as the basis of synergy between this trust company and the other members of the Hand-in-Hand Group of companies.

In 2004, GNCBT was renamed: The Hand-in-Hand Trust Corporation Inc. Efforts were directed towards retaining the existing goodwill of the GNCBT while at the same time capitalizing on the strength of the Hand-in-Hand brand with over one hundred and forty-six years of quality service to the Guyanese public. The acquisition of GNCB Trust Corporation came with government agreement to grant a commercial banking licence to the Trust Corporation, subject to regulatory approval.

For more information on The Hand In Hand Trust Corporation, please visit our website here.

The Vision:

The vision of HIHT is to become a successful commercial bank in Guyana, through the establishment of synergies with new investors who with their brand name and competencies can add value to the newly capitalised entity. We are proud to say that despite these challenges, we are back on track to realize our goals.

Ownership and Management

Hand-in-Hand Trust is majority owned (66.8%) by the three Hand-in-Hand Insurance Companies, the majority (59%) by the Hand-in-Hand Mutual Fire Insurance Co. Ltd., Guyana’s longest established insurance company (established 1865). It is therefore a private company under Guyana law.

Hand-in-Hand Trust is managed by a team of highly regarded professionals. Since its acquisition by the Hand-in-Hand Group in 2002, Hand-in-Hand Trust after making adjustments to loan loss reserves recorded healthy asset growth from US$1.83M at year-end 2003 to US$4.9M by year-end 2008.  In 2009, Hand-in-Hand Trust suffered a US$4M (approx.) loss in Certificates of Deposits held with the now infamous Stanford International Bank in Antigua. This resulted in a substantial diminution of capital adequacy for Hand-in-Hand Trust. This situation was immediately countered by a capital injection of US$2.5M by its sister Hand-in-Hand companies and new investor, Mr. Jonathan Brassington. Hand-in-Hand Trust Corp. Inc. now boasts among the highest Capital Adequacy Ratios in Guyana.

Hand-in-Hand shares ownership of Hand-in-Hand Trust with Mr. Jonathan Brassington (30%) and the Government of Guyana (3.18%). Under the share-purchase agreement, the government holds these shares for eventual sale to the staff members of Hand-in-Hand Trust.

Hand-in-Hand Trust offers a comprehensive range of trust services, savings accounts, pension administration, property management, mortgage financing, commercial loans, cambio and safety deposit boxes.

Share Holders

Hand-In-Hand Fire

Hand-in-Hand Fire was established in 1865 as the first indigenous insurance company, and holds the distinction of being the most dominant Property Insurer in Guyana. Hand-in-Hand Fire offers a complete range of Property, Accident, Marine, Liability and Motor Insurance including performance and bid bonds. www.hihgy.com

Hand-In-Hand Life

Hand-in-Hand Life was established in 1966, coinciding with Guyana’s Independence. The Life Company, prior to 1991 concentrated on mostly Individual Life business. In 1991, attention was directed towards the development of another line of business, Group Insurance (Life, Medical, Pension).  This line of business grew rapidly.  Resources were directed towards enhancing the capabilities of this new section. Hand-in-Hand is now a leading provider of Group Insurance in Guyana. Of recent Hand-in-Hand Life has been making big strides in the Individual Life market as well. Hand-in-Hand Life offers a complete range of Life Insurance, savings, investment type, whole of Life and Endowment policies, and pension administration. www.hihgy.com


Hand-In-Hand viewed the 1998 acquisition of 67% of the ownership of GCIS as beneficial for two reasons; first, as a move in pursuance of its corporate objective of providing efficient, adequate, modern and affordable insurance service. Second, the GCIS acquisition made HIH by far the biggest provider of Motor insurance in Guyana enabling the Group to translate its economies of scale into superior customer service and price advantages. GCIS is now a premier name in Motor and Property Insurance. www.hihgy.com

Jonathan Brassington

Mr. Jonathan Brassington was approved by Guyana’s Central Bank as a fit and proper person to own substantial shares in the Trust Corporation. His investment in Hand-in-Hand Trust constituted a big boost for Guyana in terms of foreign direct investment. He is Guyanese and the founder and CEO of Liquid Hub.

Liquid Hub is an extremely successful, multiple award winning, global management and technology consultancy that specializes in business transformation for its clients in the healthcare, life sciences, financial services, insurance and other progressive industries.  Liquid Hub has been named to Deloitte’s Technology Fast 500 in North America.

Information on Liquid Hub and its many accomplishments can be found on their website www.liquidhub.com